Creditor Card Debt

San Diego Credit Card Debt Relief Lawyer

Regain Control of Your Credit Card Debt Today

If you have a lot of credit card debt, you may feel as if you are drowning. You may be worried about paying your bills on time and making ends meet. If you have a lot of credit card debt, you may be considering filing for bankruptcy. However, there are other options available to you. You may be able to get control of your credit cards by consolidating them into one card or by negotiating with your creditors.

At Debt Relief Legal Clinic, we can help you figure out if consolidating your credit cards or negotiating with your creditors is right for you. We can also help you determine if filing for bankruptcy is the best option for you. We have years of experience helping clients in San Diego and throughout Southern California.

To learn more about creditor card debt and how we can help you, contact us online or call (619) 639-9228 today to speak with a credit card lawyer near you.

Is Credit Card Consolidation the Right Choice for You?

Consolidating your credit cards may be a good option for you if you have a lot of credit card debt and you want to simplify your finances. When you consolidate your credit cards, you will take all of your existing credit cards and combine them into one card. This may simplify your finances, and you may be able to better manage your finances. However, consolidating your credit cards may not be right for you if you have a lot of credit card debt and you want to get out of debt.

Consolidating your credit cards can be helpful if:

  • You have a lot of credit card debt and are having trouble keeping up with your payments.
  • You want to simplify your finances.
  • You want to earn rewards on all of your credit card purchases.
  • You want to earn rewards on all of your credit card purchases and simplify your finances.

Consolidating your credit cards may not be right for you if:

  • You have a lot of credit card debt and want to get out of debt.
  • You have a lot of credit card debt and want to simplify your finances.

If you have a lot of credit card debt and you want to get out of debt, consolidating your credit cards may not be the best option for you. You may be better off consolidating your credit cards into one card and then negotiating with your creditors. You may be able to negotiate a lower interest rate on your credit card and pay off your credit card debt more quickly. You may also be able to negotiate a lower interest rate on your credit card and pay off your credit card debt more quickly.

Understanding the Benefits of Negotiating With Your Creditors

Negotiating with your creditors may be a good option for you if you have a lot of credit card debt and you want to get out of debt. You may be able to negotiate a lower interest rate on your credit card and pay off your credit card debt more quickly. You may also be able to negotiate a lower interest rate on your credit card and pay off your credit card debt more quickly.

Negotiating with your creditors may not be right for you if:

  • You want to get out of debt as quickly as possible.
  • You want to pay off your credit card debt as inexpensively as possible.
  • You want to pay off your credit card debt as inexpensively as possible and get out of debt as quickly as possible.

If you want to get out of debt as quickly as possible or pay off your credit card debt as inexpensively as possible, negotiating with your creditors may not be the best option for you. You may be better off consolidating your credit cards into one card and then negotiating with your creditors. You may be able to negotiate a lower interest rate on your credit card and pay off your credit card debt more quickly. You may also be able to negotiate a lower interest rate on your credit card and pay off your credit card debt more quickly.

Is Filing for Bankruptcy the Right Solution for Your Debt?

Filing for bankruptcy may be a good option for you if you have a lot of credit card debt and you want to get out of debt. You may be able to eliminate your unsecured debt by filing for bankruptcy. You may also be able to eliminate your unsecured debt by filing for bankruptcy if you have a lot of credit card debt and you want to simplify your finances. You may be able to eliminate your unsecured debt by filing for bankruptcy and simplify your finances.

Filing for bankruptcy may not be right for you if:

  • You have a lot of credit card debt and want to simplify your finances.
  • You have a lot of credit card debt and want to get out of debt.

If you have a lot of credit card debt and you want to simplify your finances, filing for bankruptcy may not be the

Call Debt Relief Legal Clinic at (619) 639-9228 today to schedule your free consultation with a credit card debt attorney near you.

Why Choose Debt Relief Legal Clinic?

  • Certified Bankruptcy Specialist
    Attorney John C. Colwell has been recognized by the State Bar of California as one of 12 certified legal specialists in San Diego County for Bankruptcy Law.
  • Experienced
    Our attorney has over 35 years of experience and has dedicated the firm to consumer bankruptcy.
  • Bilingual
    Our legal team is bilingual and serve our clients in English and Spanish.
  • Immediate Past President of NACBA
    John C. Colwell has been a member of NACBA for 25 years and is the Immediate Past President.
  • Personal Approach
    We are a family-oriented business, committed to helping you get relief from debt.
  • Affordable

    We offer free consultations and take online payments for your convenience.

Contact Us Today

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Hear From Our Happy Clients

At Debt Relief Legal Clinic, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    “It is truly a "bankruptcy miracle", and you can have one, too. I can't say enough about DRLC!”
    Unfortunately, I had to file BK 13; but luckily, I found Debt Relief Legal Clinic. It was recommended by a friend who was worried about me because I originally filed pro se (without an attorney). I can't even imagine what would have happened if I had continued pro se. (Well, actually I do know: the case would've been dismissed immediately, and I would've been screwed) But the brilliance of this team has kept my case alive for over a year now, and I can't thank them enough! It is truly a "bankruptcy miracle", and you can have one, too. I can't say enough about DRLC, but let me put it simply, You're CRAZY if you use anyone else or represent yourself! ;)
    - Nadine B.
    “They made me feel like family. I could always call them for any questions and they would help me out.”
    I'm so grateful to the Debt Relief Legal Clinic, they are very professional. They made me feel like family. I could always call them for any questions and they would help me out. The process was very easy and I felt very confident that I was in the best hands. The staff was very efficient and professional. Thank you very much to all the staff and to Dan, I could not have made it through this without you. I highly recommend Debt Relief Legal Clinic to anyone in need of their services. Thank you very much.
    - Elizabeth O.
    “John Colwell and Daniel Wiedecker handled our bankruptcy very professionally and we are very pleased with their legal services.”
    John Colwell and Daniel Wiedecker handled our bankruptcy very professionally and we are very pleased with their legal services, attention to our questions and knowledge in their field of law.  We would recommend anyone to this law firm.  They are specialists and you are in good hands with this talented group of professionals.
    - Allie F.
    “I wish I could give him more than 5 stars.”
    John Colwell is a great attorney. I had a difficult case but he was able to get it done. This has changed my life. I wish I could give him more than 5 stars.
    - Terry D.
    “We went to DRLC and from start to finish they were our rock. They made everything seem so easy and go so smoothly.”
    Last year after my husband lost his job and we found ourselves in a bit of a financial mess. We went to DRLC and from start to finish they were our rock. They made everything seem so easy and go so smoothly. From the ladies in the office to the lawyers in the back, a special shout out to Daniel Weidecker. He was there for us, went to bat for us when there was a complication and the end result was handled exactly as they said. So if you find yourself needing to get out of debt don't hesitate and call DRLC, they are amazing.
    - Denice M.
    “John and his team DELIVERED!”
    John and his team provide top tier services with a price point that will not set you back. The value is unmatched. I knew I found the right place after my first Zoom meeting with John. After dealing with different attorneys in different arenas, I was a skeptic before meeting John face to face. After our initial meeting all my fears were gone. John is very down to earth and very easy to talk to. I did not sense the slightest hint of ego or intimidation that I have seen with other attorneys. John and his team DELIVERED! I felt that with the guidance and information given to me by this company that I had full confidence in this solution to my challenges. Not only did i have confidence in Johns knowledge of his profession, I had full confidence that all of Johns team were there to support me with any questions or concerns. I feel a thousand pounds lighter after this experience with DRLC and i would send my closest friends and family in their direction if ever the situation arose.
    - Matthew B.
    “They gave me expert advice and saved me a bundle of cash.”
    These are the nicest attorneys I have ever spoken to. They gave me expert advice and saved me a bundle of cash. They were so nice to me and responded so quickly and extensively via email.
    - Gina V.
    “Mr. Colwell goes the extra mile for his clients! I really appreciated his time and extra time for a zoom meeting during covid-19 pandemic to answer my additional questions prior to discharge!”

    Mr. John Colwell and his team helped me get through chapter 7 without a glitch! I'm so thankful for the support I received over the past year. I had lots of life changes this past year and I knew what I needed to do financially and who to call. I met Mr. Colwell in 2002 when I needed support and a chapter 7. He also helped my husband with his chapter 13. I was so happy he was still in downtown SD all these years later and available to meet with me when I was ready. Mr. Colwell goes the extra mile for his clients! I really appreciated his time and extra time for a zoom mtg. during covid-19 pandemic to answer my additional questions prior to discharge! Financial Freedom is an awesome feeling! I'm looking forward to what comes next in life!! Won't be making the same mistakes. Live and learn! I recommend it! Thank you so much! Stay safe!   

    - Lori Kalman Adkins