Vista

Vista Law Office

Certified Bankruptcy Specialist

Whether you are losing sleep at night because you are thinking about a past-due car loan or because you are worried about foreclosure of your home, Debt Relief Legal Clinic is here to provide you with compassionate and effective legal services to help you explore all avenues for eliminating debt. If you want to take control of your future and get a handle on your debt and finances, then please don’t hesitate to call our law firm in Vista to speak with a friendly certified bankruptcy specialist.

Bankruptcy & Debt Relief Services We Offer

If you file for bankruptcy and the court approves your petition, it will issue an order called an “automatic stay.” This order will prevent creditors from using certain types of collection efforts to recover the debt you owe while your bankruptcy case is still in effect.

Reach out to Debt Relief Legal Clinic as soon as possible so we can discuss any of the following bankruptcy services we offer to clients in the greater Vista area:

Our Legal Team Is Ready to Fight for You

If you are ready to tackle your debt issues by crafting a smart legal strategy that ensures your best interests are protected, then please don’t hesitate to contact Debt Relief Legal Clinic in Vista to find out how we can assist with your legal needs. With our knowledgeable lawyer in your corner and our extensive resources on your side, you can feel confident knowing that your future is in competent hands.

Schedule your free consultation with a legal professional at our law firm in Vista. Call (619) 639-9228 today.

Why Choose Debt Relief Legal Clinic?

  • Certified Bankruptcy Specialist
    Attorney John C. Colwell has been recognized by the State Bar of California as one of 12 certified legal specialists in San Diego County for Bankruptcy Law.
  • Experienced
    Our attorney has over 35 years of experience and has dedicated the firm to consumer bankruptcy.
  • Bilingual
    Our legal team is bilingual and serve our clients in English and Spanish.
  • Immediate Past President of NACBA
    John C. Colwell has been a member of NACBA for 25 years and is the Immediate Past President.
  • Personal Approach
    We are a family-oriented business, committed to helping you get relief from debt.
  • Affordable

    We offer free consultations and take online payments for your convenience.

Contact Us Today

We’re Ready to Help

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Hear From Our Happy Clients

At Debt Relief Legal Clinic, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    “They made me feel like family. I could always call them for any questions and they would help me out.”
    I'm so grateful to the Debt Relief Legal Clinic, they are very professional. They made me feel like family. I could always call them for any questions and they would help me out. The process was very easy and I felt very confident that I was in the best hands. The staff was very efficient and professional. Thank you very much to all the staff and to Dan, I could not have made it through this without you. I highly recommend Debt Relief Legal Clinic to anyone in need of their services. Thank you very much.
    - Elizabeth O.
    “They were prompt and reminded me often of what the next requirements were so that I never skipped a beat.”
    Mr. Colwell and his team were awesome in assisting me through what started as a Chapter 13 and converted to a Chapter 7. They were prompt and reminded me often of what the next requirements were so that I never skipped a beat. The courts know his team and work with them to see to it that matters get resolved quickly. I would encourage anyone considering bankruptcy to contact DRLC first!
    - Lisa H.
    “He basically held our hands throughout the whole process and made it much less stressful for us.”
    Mr. Colwell is an excellent attorney.  Thanks to him, my husband and I have a new start without being mired in credit card debt.  He basically held our hands throughout the whole process and made it much less stressful for us. Thank you, Mr. Colwell!
    - Chris A.
    “Mr. Colwell goes the extra mile for his clients! I really appreciated his time and extra time for a zoom meeting during covid-19 pandemic to answer my additional questions prior to discharge!”

    Mr. John Colwell and his team helped me get through chapter 7 without a glitch! I'm so thankful for the support I received over the past year. I had lots of life changes this past year and I knew what I needed to do financially and who to call. I met Mr. Colwell in 2002 when I needed support and a chapter 7. He also helped my husband with his chapter 13. I was so happy he was still in downtown SD all these years later and available to meet with me when I was ready. Mr. Colwell goes the extra mile for his clients! I really appreciated his time and extra time for a zoom mtg. during covid-19 pandemic to answer my additional questions prior to discharge! Financial Freedom is an awesome feeling! I'm looking forward to what comes next in life!! Won't be making the same mistakes. Live and learn! I recommend it! Thank you so much! Stay safe!   

    - Lori Kalman Adkins
    “John C. Colwell makes every effort to get the help you need, with no catch! No hidden fees, costs, or surprises.”

    It it is a tremendous relief, there is such a business as Debt Relief Legal Clinic!! I learned about DRLC from a close friend who had to file chapter 7 some years ago. This place has 30 Years of Bankruptcy Experience and demonstrates a highly proficient and professional approach to personal debt matters. John C. Colwell makes every effort to get the help you need, with no catch! No hidden fees, costs, or surprises. He is very honest and upfront from your initial consultation, about the likelihood of the outcome of your case, and the process- which is simple and very straightforward. His fees are EXTREMELY reasonable considering the professional and efficient service provided- you can even make payments for the fees (worth every penny to walk away debt free!). As part of the process, you will learn, you are required to take a couple of online classes. The classes are designed to educate you, to manage your debt moving forward, and remaining debt-free...avoiding the trouble you got yourself into in the first place. The fact DRLC has a practice that not only eliminates or consolidates your debt (depending on your case), but guides you to to remain debt-free, shows the sign of a company with a true vested interest in your success of becoming (and staying) debt-free! You could not ask for anything more from a firm of this type. I HIGHLY recommend anyone feeling the pains or stress of being in debt to (at the very least), consider a consultation with DRLC. You will forever be grateful for a service of this type, that navigates you through a (seemingly) overwhelming process.

    - CD O.
    “We were nervous about the whole process but they put us at ease.”
    Dan and the DRLC staff are very friendly, efficient, and professional. They helped us with our chapter 7 in a quick and almost painless manner. We were nervous about the whole process but they put us at ease. I highly recommend them.
    - Jerry Q.
    “I would wholeheartedly recommend this business to any of my family and friends.”
    I decided to use this company for help with my business needs. The assistant Vanessa was extremely helpful and easy to work with! I would wholeheartedly recommend this business to any of my family and friends.
    - Vera L.
    “It is truly a "bankruptcy miracle", and you can have one, too. I can't say enough about DRLC!”
    Unfortunately, I had to file BK 13; but luckily, I found Debt Relief Legal Clinic. It was recommended by a friend who was worried about me because I originally filed pro se (without an attorney). I can't even imagine what would have happened if I had continued pro se. (Well, actually I do know: the case would've been dismissed immediately, and I would've been screwed) But the brilliance of this team has kept my case alive for over a year now, and I can't thank them enough! It is truly a "bankruptcy miracle", and you can have one, too. I can't say enough about DRLC, but let me put it simply, You're CRAZY if you use anyone else or represent yourself! ;)
    - Nadine B.