Repossession Helping You Get Free From Debt

Repossession Attorneys in San Diego

Dependable Legal Counsel, Always in Your Corner

We currently live in an economy where everything seems to be uncertain. Especially after the global tragedy of COVID-19, it is clear that the aftershock will have significant ripple effects for months or even years to come, as employers and employees alike struggle to maintain an income in a world slipping quickly towards recession. Despite the fact that you and many other hardworking Americans may not immediately have the funds available to pay all your debts on time, creditors and debt collectors quickly begin eying your assets, hoping to profit even when you are severely struggling, usually for circumstances outside of your hands.


It does not matter if you have been crippled by an onslaught of medical bills, lost your job due to pay-cuts, or simply need a little extra time – debt collectors are out to repossess anything they can get ahold of, especially objects of large value like your car. When you suspect creditors of threatening you with repossession, you need to quickly contact our repossession lawyers in San Diego. At the Debt Relief Legal Clinic, we can rapidly start the bankruptcy process that can save your car from being seized.

Call (619) 639-9228 to get in touch with our Certified Bankruptcy Specialists for a free consultation.

How to Avoid Car Repossession by Filing for Bankruptcy

When creditors come skulking around trying to snatch your car, there is still hope. Filing for either Chapter 7 or Chapter 13 bankruptcy is a great alternative for losing your only means of transportation, which is crucial to your ability to get to work, earn your salary, and pay off your debts in the first place. One of the greatest advantages of filing for either chapter is that you will instantly be granted an automatic stay.

If you have an “automatic stay,” there is no way that creditors can keep demanding you to make payments – debt collection is off the table. If they were in the process of taking your car, creditors must immediately halt in their actions.

Benefits of Using Chapter 7 & Chapter 13 Bankruptcy

If you are unfamiliar with the process of bankruptcy, you may think it to be too overwhelming to apply for as you struggle to simply get through all your other forms. In reality, however, there are many advantages of bankruptcy that should outweigh any of your initial fears.

The benefits of Chapter 7 Bankruptcy include:

  • Possibilities for re-negotiating the amounts for your monthly bill, so you can afford more manageable payments
  • Being able to maintain possession of your car if you continue to make concise, regular payments as agreed upon through the repayment negotiation
  • Potential ability to have debts discharged not only for your repossessed vehicle but any remaining deficiency balances as well

The benefits of Chapter 13 Bankruptcy include:

  • The ability to finally afford to pay smaller, more manageable bills
  • Complete guarantee that creditors cannot seize your car, due to an automatic stay
  • Prohibition of harassment from debt collectors continuously threatening to repossess your vehicle

Certified, Personalized Legal Services

Do not delay in contacting our experienced team at Debt Relief Legal Clinic. Our repossession attorneys in San Diego are completely certified specialists. This is why you can trust them to give you personalized, individual care as you apply for bankruptcy.

Contact us now at (619) 639-9228 to get relief from repossession threats against your vehicle. Please don’t hesitate to request your free case consultation today.

Why Hire Our Firm?

We Help You Find Relief from Debt
  • Certified Bankruptcy Specialist

    Attorney John C. Colwell has been recognized by the State Bar of California as one of 12 certified legal specialists in San Diego County for Bankruptcy Law.

  • Experienced

    Our attorney has over 35 years of experience and has dedicated the firm to consumer bankruptcy.

  • Bilingual

    Our legal team is bilingual and serve our clients in English and Spanish.

  • President of NACBA

    John C. Colwell has been a member of NACBA for 25 years and is currently the president.

  • Personal Approach

    We are a family-oriented business, committed to helping you get relief from debt.

  • Affordable

    We offer free consultations and take online payments for your convenience.

Attorneys Who Will Be There Every Step of the Way

Hear from Our Happy Clients

Read Our 5 Star Reviews
  • I wish I could give him more than 5 stars.

    “John Colwell is a great attorney. I had a difficult case but he was able to get it done. This has changed my life. I wish I could give him more than 5 stars.”

    - Terry D.
  • John Colwell and Daniel Wiedecker handled our bankruptcy very professionally and we are very pleased with their legal services.

    “John Colwell and Daniel Wiedecker handled our bankruptcy very professionally and we are very pleased with their legal services, attention to our questions and knowledge in their field of law. We would ...”

    - Allie F.
  • Mr. Colwell goes the extra mile for his clients! I really appreciated his time and extra time for a zoom meeting┬áduring covid-19 pandemic to answer my additional questions prior to discharge!

    “Mr. John Colwell and his team helped me get through chapter 7 without a glitch! I'm so thankful for the support I received over the past year. I had lots of life changes this past year and I knew what ...”

    - Lori Kalman Adkins
  • They were prompt and reminded me often of what the next requirements were so that I never skipped a beat.

    “Mr. Colwell and his team were awesome in assisting me through what started as a Chapter 13 and converted to a Chapter 7. They were prompt and reminded me often of what the next requirements were so ...”

    - Lisa H.
  • He basically held our hands throughout the whole process and made it much less stressful for us.

    “Mr. Colwell is an excellent attorney. Thanks to him, my husband and I have a new start without being mired in credit card debt. He basically held our hands throughout the whole process and made it ...”

    - Chris A.
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Contact Us Today at (619) 639-9228

Get on the Path to a Debt Free Life
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