Repossession Attorneys in San Diego
Dependable Legal Counsel, Always in Your Corner
We currently live in an economy where everything seems to be uncertain.
Especially after the global tragedy of COVID-19, it is clear that the
aftershock will have significant ripple effects for months or even years
to come, as employers and employees alike struggle to maintain an income
in a world slipping quickly towards recession. Despite the fact that you
and many other hardworking Americans may not immediately have the funds
available to pay all your debts on time, creditors and debt collectors
quickly begin eying your assets, hoping to profit even when you are severely
struggling, usually for circumstances outside of your hands.
It does not matter if you have been crippled by an onslaught of medical
bills, lost your job due to pay-cuts, or simply need a little extra time
– debt collectors are out to repossess anything they can get ahold
of, especially objects of large value like your car. When you suspect
creditors of threatening you with repossession, you need to quickly
contact our repossession lawyers in San Diego. At the Debt Relief Legal Clinic, we can rapidly start the
bankruptcy process that can save your car from being seized.
(619) 639-9228 to get in touch with our Certified Bankruptcy Specialists for a
How to Avoid Car Repossession by Filing for Bankruptcy
When creditors come skulking around trying to snatch your car, there is
still hope. Filing for either Chapter 7 or Chapter 13 bankruptcy is a
great alternative for losing your only means of transportation, which
is crucial to your ability to get to work, earn your salary, and pay off
your debts in the first place. One of the greatest advantages of filing
for either chapter is that you will instantly be granted an automatic stay.
If you have an “automatic stay,” there is no way that creditors
can keep demanding you to make payments – debt collection is off
the table. If they were in the process of taking your car, creditors must
immediately halt in their actions.
Benefits of Using Chapter 7 & Chapter 13 Bankruptcy
If you are unfamiliar with the process of bankruptcy, you may think it
to be too overwhelming to apply for as you struggle to simply get through
all your other forms. In reality, however, there are many advantages of
bankruptcy that should outweigh any of your initial fears.
The benefits of
Chapter 7 Bankruptcy include:
- Possibilities for re-negotiating the amounts for your monthly bill, so
you can afford more manageable payments
- Being able to maintain possession of your car if you continue to make concise,
regular payments as agreed upon through the repayment negotiation
- Potential ability to have debts discharged not only for your repossessed
vehicle but any remaining deficiency balances as well
The benefits of
Chapter 13 Bankruptcy include:
- The ability to finally afford to pay smaller, more manageable bills
- Complete guarantee that creditors cannot seize your car, due to an automatic stay
- Prohibition of harassment from debt collectors continuously threatening
to repossess your vehicle
Certified, Personalized Legal Services
Do not delay in contacting our experienced team at Debt Relief Legal Clinic.
Our repossession attorneys in San Diego are completely certified specialists.
This is why you can trust them to give you personalized, individual care
as you apply for bankruptcy. Additionally, if your home is in danger of being
foreclosed, we can also assist.
Contact us now at
(619) 639-9228 to get relief from repossession threats against your vehicle. Please don’t
request your free case consultation today.