San Diego Wage Garnishment Attorneys
35+ Years Of Experience on Your Side
At Debt Relief Legal Clinic, our experienced legal team understands that
facing wage garnishment can be disheartening and frustrating. That is
why we are committed to using our knowledge of the law to help clients
throughout the greater San Diego area fight wage garnishment so they can
protect their hard-earned money. We are available to meet with you to
review your finances and debt situation to determine whether you are eligible to
file for bankruptcy, which will stop all wage garnishment actions against you.
Reach out to Debt Relief Legal Clinic today at (619) 639-9228 to
speak to our legal professionals about what we can do to help you avoid the hardship of wage garnishment.
What Is Wage Garnishment?
Wage garnishment is a common tactic used by creditors and lenders to collect
on unpaid debts. When a creditor or lender goes to court and requests
to garnish your wages, it can result in several painful consequences that
will impact your life and livelihood. Not only will a large chunk of your
income go directly to your creditors, but it does little to actually decrease
the amount owed or eliminate high-interest rates.
If you are dealing with overwhelming debt, then get in touch with Debt
Relief Legal Clinic so our knowledgeable and compassionate attorneys can
devise a strong legal strategy to get you on the right path before your
wages are garnished by creditors and lenders.
How Much Of My Wages Can Be Garnished?
The following are the federal limits on how much of your disposable income
a creditor can take:
Credit Card, Medical Bills, & Personal Loans: Either 25% or the amount by which your weekly income exceeds 30 times
the federal minimum wage, whichever is less.
Child Support & Alimony: 50% if you are supporting another child or spouse and up to 60% if you
are not. An additional 5% can be taken if you are more than 12 weeks late
Federal Student Loans: Up to 15% of your disposable income.
Taxes: Up to 15%. The IRS determines the garnishment amount based on standard
deductions and the number of dependents you have.
How Do I Stop Wage Garnishment?
Are you worried that you won’t be able to support your family and
make ends meet if your wages are garnished? If so, you should seriously
consider filing for
Chapter 7 or
Chapter 13 bankruptcy to halt any wage garnishment orders against you. Although many people
assume bankruptcy will irreparably ruin their credit rating, filing for
Chapter 7 and Chapter 13 bankruptcy is often a better alternative to dealing
with the financial burden of wage garnishment.
We proudly handle Chapter 7 and Chapter 13 bankruptcy cases on behalf of
clients throughout San Diego and the surrounding areas, so please contact
us so we can walk you through each phase of the legal process and help
you take control of your debts.
Consult with our Wage Garnishment Lawyers to Discuss Your Case Today
If you are struggling to pay bills and keep falling behind on your other
financial obligations, then wage garnishment will only dig a deeper hole
for you to climb out of. If you want to achieve freedom from debt, then
speak to our legal professionals at Debt Relief Legal Clinic so we can
discuss all of your options under the law.
When you choose our law firm to represent you, we make it our top priority
to put a stop to the wage garnishment and
harassing collection calls from creditors. Give us a call today at (619) 639-9228 or
contact us online to request a free consultation.