Tax Debts Helping You Get Free From Debt

San Diego Tax Debt Relief Attorneys

Comprehensive & Effective Legal Representation

At Debt Relief Legal Clinic, our team of reliable lawyers is familiar with the IRS tax code and the various programs that individuals and businesses can take advantage of if they are struggling with tax debt. Our lawyers can help you navigate the process and apply for programs that can save you a substantial amount of money.

When you choose Debt Relief Legal Clinic to represent you, we will review your financial situation to determine which tax debt relief programs you are eligible for. Whether you owe individual back taxes to the IRS or have delinquent taxes that are causing financial difficulties for your business, our legal professionals will gladly use our extensive resources to assist with settling your tax debt.

Offer in Compromise

An Offer in Compromise is usually the best option for most taxpayers who find themselves in debt. The Offer in Compromise program allows qualified individuals with unpaid tax debts to negotiate a settled amount that is less than the total amount owed to clear the debt. If the IRS believes repaying the tax debt would cause significant hardship or if they doubt you will be able to pay back your debt or the accuracy of your tax liability, then an Offer in Compromise might be offered instead of litigation.

The IRS must review all of your expenses, income, assets, and other liabilities to determine if you can pay your current debt liability. Before you can be granted an offer in compromise, you must meet certain conditions set by the IRS. For one, you must remain current in filing and paying taxes or withholding taxes for the current year. You also must remain current on filing and paying taxes for the next five years.

Can I Discharge My Back Taxes in Bankruptcy?

Depending on the type of tax debt you have, it might be possible to get it discharged through bankruptcy. However, taxes you willfully attempted to evade and penalties for tax fraud aren’t dischargeable in bankruptcy. Income taxes are dischargeable in bankruptcy if you meet the following three conditions:

  • The taxes being discharged are at least three years past due
  • You filed a tax return for the tax you owe
  • The taxes must have been assessed within 240 days before the bankruptcy filing

Dishcarging tax debts through bankruptcy can be quite complicated, which why you should consult with a lawyer to discuss all of your options so you can make informed decisions.

FAQ: TAX Debt

Question #1: What should I do if I can’t pay my tax debt?

A: You should immediately reach out to an experienced lawyer to discuss possible payment alternatives and whether you qualify for debt relief.

Question #2: Do tax liens expire?

A: Yes. There is a 10-year statute of limitations for which the IRS can collect back taxes. After this period expires, the IRS is barred from continuing collection activities. The 10-year period begins as soon as the IRS discovers you owe taxes.

Question #3: Does the IRS have to inform me if they levy my bank account?

A No. The IRS can levy your checking account or savings account by simply notifying your bank that they are seizing the funds in the accounts.

Speak to a Debt Relief Lawyer About Your Options

If you have overwhelming debt owed to the IRS, then please don’t hesitate to reach out to Debt Relief Legal Clinic today so we can help you get a fresh start. When you choose our firm to represent you, we make it our top priority to help you navigate each phase of the legal process so you have peace of mind.

To set up a free case consultation with a lawyer at our firm, please give us a call at (619) 639-9228 or contact us online.

Why Hire Our Firm?

We Help You Find Relief from Debt
  • Certified Bankruptcy Specialist

    Attorney John C. Colwell has been recognized by the State Bar of California as one of 12 certified legal specialists in San Diego County for Bankruptcy Law.

  • Experienced

    Our attorney has over 35 years of experience and has dedicated the firm to consumer bankruptcy.

  • Bilingual

    Our legal team is bilingual and serve our clients in English and Spanish.

  • President of NACBA

    John C. Colwell has been a member of NACBA for 25 years and is currently the president.

  • Personal Approach

    We are a family-oriented business, committed to helping you get relief from debt.

  • Affordable

    We offer free consultations and take online payments for your convenience.

Attorneys Who Will Be There Every Step of the Way

Hear from Our Happy Clients

Read Our 5 Star Reviews
  • I can't say enough about how wonderful the staff and the attorneys are to work with through the process.

    “I want to recommend the Debt Relief Clinic for their wonderful service and knowledge, which you need when you're at a tough time in your life. I can't say enough about how wonderful the staff and the ...”

    - Laura M.
  • I wish I could give him more than 5 stars.

    “John Colwell is a great attorney. I had a difficult case but he was able to get it done. This has changed my life. I wish I could give him more than 5 stars.”

    - Terry D.
  • John Colwell and Daniel Wiedecker handled our bankruptcy very professionally and we are very pleased with their legal services.

    “John Colwell and Daniel Wiedecker handled our bankruptcy very professionally and we are very pleased with their legal services, attention to our questions and knowledge in their field of law. We would ...”

    - Allie F.
  • Mr. Colwell goes the extra mile for his clients! I really appreciated his time and extra time for a zoom meeting┬áduring covid-19 pandemic to answer my additional questions prior to discharge!

    “Mr. John Colwell and his team helped me get through chapter 7 without a glitch! I'm so thankful for the support I received over the past year. I had lots of life changes this past year and I knew what ...”

    - Lori Kalman Adkins
  • They were prompt and reminded me often of what the next requirements were so that I never skipped a beat.

    “Mr. Colwell and his team were awesome in assisting me through what started as a Chapter 13 and converted to a Chapter 7. They were prompt and reminded me often of what the next requirements were so ...”

    - Lisa H.
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Contact Us Today at (619) 639-9228

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